• Research from BookMyGarage.com reveals the cheapest and most expensive electric vehicles to insure
  • VW e-Up! had the lowest average insurance quote, followed by the SEAT Mii electric and the Vauxhall Corsa-E
  • Young drivers could be priced out of buying an electric vehicle, with insurance premiums on average 20% higher than equivalent petrol and hybrid models, compared to just 10% higher for a 35-year-old
  • Tesla models among the priciest cars to insure, with the Model X topping the list closely followed by the Model S
  • BookMyGarage.com launches electric vehicle MOT booking service alongside an EV Chooser Tool to help buyers select their ideal EV

The VW e-Up! is the cheapest electric vehicle to insure in the UK, according to research by  BookMyGarage.com*.

A study from the MOT and service price comparison site revealed the cheapest EVs to insure, a list topped by the VW e-Up!, closely followed by the SEAT Mii electric and the Vauxhall Corsa-E.

At the other end of the scale, Tesla models featured prominently, with the Model X found to be the most expensive EV to insure, ahead of the Model S.

The new research also revealed that premiums for young drivers were particularly expensive, meaning that, despite embracing green technology, they could be priced out of  environmentally-friendly options.

When comparing 16 popular EVs currently available with an equivalent petrol or hybrid variant, the data showed insurance premiums for a 22-year-old were 20% higher for EVs compared to just 10% for a 35-year-old.

Jessica Potts, Head of Marketing at BookMyGarage.com commented: “With demand for EVs soaring, it’s clear that as a nation we are prepared to make the switch to more sustainable vehicles.”

Electric vehicles reached record sales figures in the UK in January according to the SMMT, with Battery Electric Vehicles (BEVs) seizing 6.9% of the market share, compared to just 2.7% during the same period in 2020.

“The transition will take time, though. The fact is electric vehicles remain the pricier option, and for the younger generation in the market for an EV, substantial insurance premiums on top of a high purchase price are often more than enough to put them off,” Potts added.

Last month, the government announced it was cutting the plug-in grant from £3,000 to £2,500, and capping eligible vehicles at £35,000, a decision which was criticised by the SMMT.

Top 10 cheapest EVs to insure
Rank Vehicle Average quote (35 year old)
1 VW e-Up! £580.69
2 SEAT Mii Electric £610.22
3 Vauxhall Corsa-E £651.19
4 Smart EQ ForTwo Electric £658.44
5 Peugeot e-208 £664.54
6 MINI Hatch Electric £669.91
7 Smart EQ Forfour Electric £671.43
8 DS DS3 Crossback E-Tense £683.63
9 Kia e-Niro £689.06
10 Renault Zoe £709.19


To help car buyers considering purchasing an EV find the car that suits their needs best, BookMyGarage has launched an EV comparison tool.

BookMyGarage.com added to its service, offering customers the ability to book MOTs for their electric vehicles through the standard BookMyGarage.com interface.

The brand has helped more than four million motorists compare instant prices to book MOT, service and repair procedures through its network of over 9,000 franchise and independent UK garages.